What actually closes on a public holiday
Banks, government offices, immigration counters and courts close. Hospitals, airports and pharmacies on a rota stay open. The two that catch people out are bank settlement and immigration appointments.
On a public holiday, assume the following are closed: banks, government offices, immigration and visa counters, post offices, courts, and most professional services. Assume the following are open: hospitals and emergency services, pharmacies on a rota, airports, and in most countries supermarkets and restaurants, though often on reduced hours.
The two that catch people out are banking settlement and immigration. A transfer initiated on a public holiday does not settle that day even where the app accepts it, and a visa or residence appointment missed because an office was shut is not usually rescheduled quickly. Both are worth checking before you book travel around a holiday.
| What | Typical status | What to do instead |
|---|---|---|
| Banks and branches | Closed | Cards and apps work; settlement and cut-off times slip to the next working day |
| Interbank transfers | Not settled | Initiate before the holiday if the money must arrive |
| Government and municipal offices | Closed | Online portals usually stay up but nothing is processed |
| Immigration and visa appointments | Closed | Check the consulate calendar before booking flights around a deadline |
| Post offices and couriers | Closed or reduced | Tracked deliveries pause; lockers usually still accessible |
| Courts and registries | Closed | Filing deadlines that land on a holiday normally roll to the next working day, but confirm locally |
| Supermarkets | Usually open, reduced hours | In parts of continental Europe and Latin America, closed on the largest holidays |
| Restaurants and cafes | Mixed | Tourist areas open, business districts often shut |
| Public transport | Sunday or holiday timetable | Check the operator; last services are frequently earlier |
| Museums and attractions | Mixed | Many close on the largest national holidays specifically |
| Pharmacies | Rota | Most countries require a duty pharmacy; the rota is posted locally |
| Hospitals and emergency services | Open | Unaffected |
| Airports | Open | Flights run; ground transport to and from may be on a holiday timetable |
General pattern across the 100 countries we cover. Individual countries vary, and the country pages linked below are the place to check.
The three that cost people money
Settlement, not the app. Retail banking apps accept instructions on a public holiday, which makes it look as though the transfer has gone. Interbank settlement systems do not run, so the money moves on the next working day. Where a chain of holidays runs into a weekend this can be four or five days, and cross-border transfers need both countries' calendars to be working days.
Immigration deadlines. Visa runs, residence renewals and biometric appointments are the things most damaged by an unexpected closure, because the deadline usually does not move even though the office is shut. Check the destination's holiday calendar and the calendar of the country issuing the document.
Multi-day clusters. Single holidays are easy to plan around. Clusters are not: Golden Week in Japan, Tet in Vietnam, Eid in the Gulf and Southeast Asia, and Lunar New Year across East Asia each close business for the better part of a week, and transport is booked out well in advance.
Common follow-up questions
Do bank transfers go through on a public holiday?
The instruction is accepted but the money usually moves on the next working day, because interbank settlement does not run on public holidays. For cross-border transfers, both countries need to be having a working day.
Are supermarkets open on public holidays?
In most countries yes, on reduced hours. In parts of continental Europe and Latin America the largest holidays close retail almost completely, and in a few countries that is enforced by law rather than by choice.
Does public transport run on a public holiday?
Nearly always, on a Sunday or dedicated holiday timetable. The thing to check is the last service, which is frequently earlier than on a normal day.
What happens to a legal or filing deadline that falls on a public holiday?
In most jurisdictions it rolls to the next working day, but this is a matter of local law rather than a universal rule, and it is worth confirming rather than assuming.